Data Scientist - IRB Portfolio Forecasting and System Integration,

This is a 6 month Internship position and we can support remote working

We're Atom

We're an app-based bank, so we don't have any branches on the high street. Traditional we are not.

? Featured in London Stock Exchange's 1,000 Companies to Inspire Britain 2019.

? Ranked 12th in Business Cloud's 100 FinTech disruptors list which looks at the UK's most exciting financial technology companies.

? Named in the Chronicle's top 50 best places to work in the North East (listed in the top 20).

Want to join us?

An opportunity exists for a new Data Scientist to help Atom enhance its data & credit risk modelling capability.

Insight & Intelligence have responsibility for the management of Atom's data from end to end, from sourcing and integration, right through to delivery of business reporting and predictive models.

What will your 'typical' day look like? (but, no two days are the same at Atom)

As a Data Scientist focussing on IRB Portfolio Forecasting and System Integration, your responsibilities will include;

?? Developing and implementing an IRB portfolio forecasting solution

?? IRB & IFRS 9 rating system alignment - integration and maintenance lead.

?? IRB regulatory model changes - Deployment and design.

?? IRB model inputs - Data Quality controls

?? Integrating model builds into new data environments

?? Developing and implementing various types of predictive models, segmentation strategies, optimisation algorithms and data mining analysis including:

o Supporting regulatory and compliance initiatives within risk such as IFRS9 & IRB models and stress testing

o Predictive models and analysis to drive pricing and liquidity management

o Credit Risk scorecards

o Simulation models to help optimise operational processes and quantify and manage operational risks.

?? Delivering end-user solutions to enable customers to utilise predictive models to perform what-if analyses.

?? Monitoring and maintaining models to ensure that they remain fit for purpose

?? Providing peer review and challenge to analysis and models developed by other members of the team.

?? Delivering predictive models that generate significant uplift in business performance and/or provide an enhanced customer experience.

?? Delivering analysis to support key strategic projects

?? Delivering analysis to support regular reporting requirements

?? Delivering ad hoc analysis to provide key insight into business performance

As part of the role there will be an opportunity to be involved in all parts of this life cycle within the wider team to support our dynamic business.

The role will give a rare opportunity to work with all functions within the bank, giving insight to a wide range of activities, working with external data and analytics suppliers where required.Furthermore, as the business grows, the requirements for analytics will expand significantly, providing opportunities to expand your own capabilities.

All roles within Atom must adhere to the Conduct Rules as set out by the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA).

As part of our journey in building and running a bank we'll encounter many risks along the way. In order to make sure the road doesn't become too bumpy we expect everyone to make a conscious effort to proactively tackle and highlight any risks that we might face.

What do we need from you?

?? Degree in a numerate discipline (e.g. Maths/Statistics/Economics or similar) with a high degree of statistics.

?? Sound understanding of one or more of the following modelling techniques - collaborative filtering, support vector machines, neural networks, linear and logistic regression, decision trees, random forests

?? Experience of data analysis tools, such as R, Python, SQL, SAS or similar

?? Good working knowledge of MS Excel

?? Good communication skills - able to present analysis at all levels of the business and to non-specialists

?? A self-starter with excellence time management skills.

What would we ideally like from you?

?? Data visualisation with tools such as R Shiny, Tableau.

?? Experience of delivering predictive models to support application or behavioural credit risk scoring, IRB, IFRS9, scorecards, pricing and price elasticity, or product propensity models.

?? Knowledge of Scala programming language.

?? Awareness of streaming technologies such as Apache Kafka

?? Delivering analysis and/or reporting in a Financial services environment,

?? Experience in dealing with large data sets

PLEASE NOTE: You must have the legal right to work in the UK to apply for this role. Atom is unable to support Visa Applications/sponsorship

Atom is an equal opportunities employer.We value you as an individual and therefore disregard race, religion/belief, gender, sexual orientation, maternity/pregnancy, age, gender reassignment, marriage/civil partnership and disability in any hiring decisions we make. Atom will always adhere to the Equality Act 2010...... click apply for full job details