Argos Card Finance Manager

Milton Keynes
14 Jun 2019
19 Jun 2019
Contract Type
Full Time
A fantastic opportunity has become available to join our Argos Financial Services (AFS) team as our Argos Card Finance Manager in Milton Keynes.

You will be joining Argos Financial Services where our aim is to make life better every day for Argos customers. We help customers afford and protect what matters most, offering products and services including Credit, Warranties & Insurance. We are part of Sainsbury's Bank, part of the wider Sainsbury's Group, we're an exciting and growing organisation and as our customers seek more innovative services and technology, being part of one of the UK's most trusted brands brings our colleagues exciting opportunities to fulfil their potential. Here, you can be part of something bigger and help to create a new approach that puts the customer at the heart of everything we do.

The Role

As the Argos Card Finance Manager, you will sit within the Finance team and will be responsible for management of the Storecard Finance team, managing the delivery of budget, forecast and corporate plan. You will manage the weekly trading and monthly financial reporting processes, leading and developing a team of 3 Analysts, continuously improving process and output for your team.

You will input into decisions around budget and corporate plan assumptions, influencing and shaping the targets for the business. You will also input on business cases, providing a Finance opinion and having a material impact on the output and business decisions around our strategic initiatives.

As the Argos Card Finance Manager, you will;

Manage the budget, forecasting and corporate plan process, understanding key drivers of the business and be able to articulate key drivers of performance.
Review and oversee the weekly and monthly MI production, identifying key trends and areas of further analysis to drive profitability.
Manage and drive the development of 3 direct reports, ensuring appropriate prioritisation of workload, consistent output and continued improvement.
Build strong relationships with senior commercial stakeholders and across the wider Group Finance team.
Support the business on ad-hoc strategic initiatives, challenging assumptions and offering insight to ensure business cases are well thought out and appropriate financial due diligence has been performed.
Identify potential future issues and address them before they become blockers.
Be responsible for delivering half-year and year-end audits from the Argos Card perspective.
Provide a link to the Sainsbury's Bank Credit team to understand inputs and rationale to Credit provisioning, challenging assumptions and outputs where appropriate.
Oversee the AFS Credit Net Present Value model, ensuring proper maintenance and regular review of assumptions, inputs and outputs and communication of any changes and trends to the wider business.

As the Argos Card Finance Manager, you will have;

An accounting qualification (ACA/ACCA/CIMA or equivalent).
The ability to manage, lead & drive development of a team.
Strong analytical and problem-solving skills and an ability to think and reason logically.
Proven relationship management skills.
The ability to effectively partner commercial teams to drive profitability.
Excellent organisation skills, with the ability to prioritise workloads and work well under pressure.

Effective communication & influencing skills, being able to explain information in both a financial and non-financial way to financial and commercial stakeholders.

As well as the opportunity to join a great team you will also receive a competitive salary, 24 days' holiday, and a range of other great benefits including healthcare, bonus & the option of an interest free car loan. We will support you in developing your skills to build the career you want.

As this role involves working in an FCA-regulated business all offers will be subject to satisfactory background checks including criminal record, credit check, fraud database check and employment references.

We know that candidates may be put off applying for a job unless they can tick every box. We also know that 'normal' office hours aren't always doable, and while we can't accommodate every flexible working request we are happy to be asked. So if you are excited about working with us and think you can do much of what we are looking for but aren't sure if you are 100% there yet??? why not apply and see how it goes?

Here at Sainsbury's Argos we're a proud equal opportunities employer that values diversity at every level of our business. Inclusion and Diversity are fundamental to our culture and values, fostering an innovative, collaborative and fast paced work environment that means we can build a better future for our colleagues and our customers. Everyone is welcome at Sainsbury's Argos. Want to find out more? Then visit our Diversity & Inclusion page on our Careers site -

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