Buy-to-Let Underwriter (m/f/d)

13 Jun 2019
21 Jun 2019
Contract Type
Full Time

What you'll be doing

  • Demonstrate an excellent knowledge of Lendinvest Lending and the Financial Crime Policies
  • Deal with initial broker/BDM leads according to the defined SLA
  • Deal with initial case assessments according to the defined SLA
  • Full case approval/underwriting according to SLA including lending rationale that ensures lending decision is clear without recourse to the underwriter
  • Deal with other ad hoc tasks to ensure swift processing of cases
  • Liaise with borrowers/brokers throughout the process to ensure understanding and prompt responses
  • Partner closely with solicitors and valuers in support of the Case Manager
  • Ensure a high standard of service / communication when liaising with borrowers or brokers by telephone, email and letter
  • Supporting and developing Case Manager skills and knowledge
  • Other duties and projects that may be requested by the Underwriting Manager or HOC from time to time

What we'd like you to have

  • Resilient, confident and committed with the ability to engage and form strong relationships with key stakeholders (including BDM's, Underwriting Manager, Lending Operations Manager, Case Managers, Compliance Dept & Servicing team and the Head of Credit.
  • Ability to make quality lending judgements and articulate them fully.
  • Demonstrate a good understanding of:
    • Credit Referencing Agency reports (personal and commercial)
    • KYC/AML/financial crime regulation
    • Application scoring
    • Land Registry Reports
    • RICS Valuations / AVMs
    • Commercial, property and contract law
  • Strong attention to detail with excellent numeracy and ability to identify risks at an early stage
  • Capable and experienced of dealing with a high volume workflow and prioritising accordingly
  • Strong understanding of Treating Customers Fairly (TCF) and Conduct Risk and ensuring both principles are key cultural aspects of how the job holder works
  • CeMap qualified (Beneficial but not essential)
  • Knowledge in short-term bridging lending a bonus
  • Solid experience working in a specialist lender
  • Knowledge of regulated lending (MCOB) an advantage
  • Previous mandate min GBP250,000

What you'll get in return

  • Matched pension contributions
  • Private Healthcare (Vitality scheme)
  • Discretionary share-option scheme
  • Season Ticket Loan
  • 25 days holiday
  • Enhance maternity/paternity pay
  • Company eye tests
  • Subsidised gym membership via PerkBox
  • Various other discounts/benefits via PerkBox
  • Open bar from 5.30pm (4pm on Fridays)
  • Cooked lunch on Friday's from a local restaurant
  • A selection of breakfast cereals and fresh fruits and snacks are available each day
  • A MacBook or similar and everything else you need to do your job