Buy-to-Let Underwriter (m/f/d)

What you'll be doing

• Demonstrate an excellent knowledge of Lendinvest Lending and the Financial Crime Policies
• Deal with initial broker/BDM leads according to the defined SLA
• Deal with initial case assessments according to the defined SLA
• Full case approval/underwriting according to SLA including lending rationale that ensures lending decision is clear without recourse to the underwriter
• Deal with other ad hoc tasks to ensure swift processing of cases
• Liaise with borrowers/brokers throughout the process to ensure understanding and prompt responses
• Partner closely with solicitors and valuers in support of the Case Manager
• Ensure a high standard of service / communication when liaising with borrowers or brokers by telephone, email and letter
• Supporting and developing Case Manager skills and knowledge
• Other duties and projects that may be requested by the Underwriting Manager or HOC from time to time

What we'd like you to have

• Resilient, confident and committed with the ability to engage and form strong relationships with key stakeholders (including BDM's, Underwriting Manager, Lending Operations Manager, Case Managers, Compliance Dept & Servicing team and the Head of Credit.
• Ability to make quality lending judgements and articulate them fully.
• Demonstrate a good understanding of:
  • Credit Referencing Agency reports (personal and commercial)
  • KYC/AML/financial crime regulation
  • Application scoring
  • CIFAS/SIRA
  • Land Registry Reports
  • RICS Valuations / AVMs
  • Commercial, property and contract law
• Strong attention to detail with excellent numeracy and ability to identify risks at an early stage
• Capable and experienced of dealing with a high volume workflow and prioritising accordingly
• Strong understanding of Treating Customers Fairly (TCF) and Conduct Risk and ensuring both principles are key cultural aspects of how the job holder works
• CeMap qualified (Beneficial but not essential)
• Knowledge in short-term bridging lending a bonus
• Solid experience working in a specialist lender
• Knowledge of regulated lending (MCOB) an advantage
• Previous mandate min GBP250,000

What you'll get in return

• Matched pension contributions
• Private Healthcare (Vitality scheme)
• Discretionary share-option scheme
• Season Ticket Loan
• 25 days holiday
• Enhance maternity/paternity pay
• Company eye tests
• Subsidised gym membership via PerkBox
• Various other discounts/benefits via PerkBox
• Open bar from 5.30pm (4pm on Fridays)
• Cooked lunch on Friday's from a local restaurant
• A selection of breakfast cereals and fresh fruits and snacks are available each day
• A MacBook or similar and everything else you need to do your job