Director of Mortgage Underwriting (m/f/d)

13 Jun 2019
21 Jun 2019
Contract Type
Full Time

What you'll be doing

  • Managing/directing underwriting / process activity and priorities through 'hands on' management and Management Information. Identify clear steps to improve underwriting efficiency to enhance client experience without diluting lending quality
  • Developing the team through coaching, feedback and SMART objectives and maintain a structured training plan for both new and existing underwriters
  • Supporting external auditor work, working closely with the Credit Risk Team to ensure adequate preparation and quality control.
  • Recommending/leading changes to Lendinvest Lending Policy relating to retail mortgages
  • Ensuring full case approval/underwriting takes place according to SLA and lending rationales are clear without recourse to the underwriter.
  • Ensure the highest standards of service / communication by underwriters when liaising with brokers
  • Work closely with the Head of Loan Servicing to ensure to ensure relevant post completion issues are promptly dealt with.
  • Produce high quality Management Information on underwriting KPIs and related supporting information to the Chief Credit Risk Officer
  • Support and influence systems development for underwriting /mortgage processing
  • Presentations/supporting the retail lending proposition to funders/investors/rating agencies as required by the Chief Credit Risk Officer

What we'd need you to have

  • Positive, resilient, confident and committed leader with the ability to engage and form strong relationships with both team members and key stakeholders
  • Proven experience of dealing with a high volume workflow and prioritising accordingly for self and others
  • Ability to make quality lending judgements and present reasoned arguments to senior management when necessary
  • Ability to demonstrate a full understanding of all elements of the underwriting process and related technical infrastructure
  • Articulate with excellent written and verbal communication skills
  • Significant mortgage underwriting experience (including at a specialist lender)
  • Proven ability in developing and leading teams
  • Previous mandate cGBP500,000

What we'd like you to have

  • CeMap qualified

What you'll get in return

  • Matched pension contributions
  • Vitality Healthcare
  • Season Ticket Loan
  • Discretionary share-option scheme
  • 25 days holiday
  • Enhance maternity/paternity pay
  • Company eye tests
  • Subsidised gym membership via PerkBox
  • Various other discounts/benefits via PerkBox
  • Open bar from 5.30pm (4pm on Fridays)
  • Cooked lunch on Friday's from a local restaurant
  • A selection of breakfast cereals and fresh fruits and snacks are available each day
  • A MacBook or similar and everything else you need to do your job