Credit Risk Strategy Manager - London

London, London
£60,000 - £75,000 per annum
19 Jul 2017
16 Aug 2017
Contract Type
Full Time
Credit Risk Strategy Manager - 12ms FTC
Up to £75k + Bonus

Initially a 12 months fixed term contract with potential to transfer into a full-time role within a similar area of the business at the end of the contract. This opportunity is ideal with someone who has experience mentoring/leading junior colleagues and who is looking for the step up into a managerial role.

The successful candidate will be focused on strategy development, implementation and optimisation within the retail finance function. Through MI and credit risk analysis you will lead a small team to optimise growth and profitability. The company operates across a multitude of areas within financial services including retail, business, consumer and motor finance.

Key Responsibilities

* Lead on scoping, design and delivery of Credit Risk (including some Fraud) analytics to evaluate strategies, identify opportunities for improvement or compliance with associated financial impacts.
* Ownership of monthly Credit Risk Appetite and Credit MI reporting and lead on investigating any key areas of concern.
* Communicate business implications of analysis, and progress against plans clearly showing awareness of wider business impacts and recommending business solutions to stakeholders.
* Work pro-actively with IT, risk and operational areas to drive forward and mitigate issues in the implementation and use of new developments, adapting to changing priorities.
* Take ownership for delivery of individual key tasks & the team within development plans, anticipating constraints and risks to plans and taking mitigating actions
* Challenge all existing processes and pro-actively identify and implement improvements in all areas of phases of developments, incorporating wider business knowledge.

Candidate Requirements

* Experience in the banking / financial services sector.
* Involvement working across a range of portfolios, ideally experience in working in different roles across the credit risk lifecycle.
* Proven ability to work well within a team environment, with some experience and understanding of managing others.
* Excellent communication skills, both written and verbal with experience of tailoring communication for different audiences.
* A natural ability with numbers, with a good degree in a numerate subject (e.g. 2.1+ in Mathematics, Statistics, Economics)
* A high level of creativity, drive, innovation and initiative - a self-starter.
* Experience ideally using SAS, SQL or other equivalent analytical tools.

If you fancy the opportunity to develop your career in credit risk for a diverse and forward-thinking company please click the link below to apply.

Keywords: Credit Risk Strategy, Credit Risk Analysis, SAS, SQL, MI , Management Information, Consumer Credit, Retail Finance, Alternative Banking, Retail Banking, Merchant Banking,