Financial Crime Investigator

Financial Crime Investigator

12 month Fixed Term Contract

Heard of us?

We're an award-winning bank; backing people to fulfil life's hopes and dreams.

Now is your chance???

The role of a Financial Crime Investigator is really important to us. Our Financial Crime Investigators are a vital support role across our business, investigating all leads passed over from business lines across our product range to eliminate the presence of Financial Crime within our business.

As part of a team of 10, the team deals with a variety of cases across Mortgages, Invoice finance, Asset finance etc and liaise with local law enforcement as well as many other areas of the business to conduct thorough investigations. This role is a great opportunity to upskill and broaden your knowledge in financial crime working within a fast-paced environment.

When the time is right, we would love to welcome you to our Manchester, Wilmslow or Reading office. In the meantime, you will be based remotely. You'll be made to feel part of your new team by your Line Manager, James Bennion, Financial Crime Operations Manager and colleagues through regular contact and virtual interaction on a 12 month fixed term contract.

What would your day look like?

• Accurately investigate and record fraud and money laundering referrals (Suspicious Activity Reports / SARs) from all Mortgage, Business (SME) and Savings business lines.
• Refer relevant investigations to senior investigators and / or second line FC for approval by the bank's Nominated Officer prior to disclosure to the relevant authorities.
• Investigate fraud and AML referrals through key financial crime systems such as Hunter, CIFAS, OWS, and Worldcheck, working to identifying target matches, discounting false positives and accurately recording findings and outcomes.
• Review and investigate transaction monitoring reports for suspicious activity, ensuring there are no breaches and where required seek appropriate consent from the NCA.
• Understand and apply bank financial crime policies, such as High Risk Customer Policy, as well as have the ability to apply industry regulations such as the Money Laundering directives.
• Liaise and respond to law enforcement requests, investigate for any suspicious activity as required.
• Work within the Money Laundering framework particularly with respect to tipping off and failure to report.

What do we expect of you?

To be considered for this position you must have experience working with a Financial Crime Investigation/ prevention role within a Financial Services Organisation.

You must also have:

• Knowledge of fraud investigations - ideally in mortgages or asset finance although other business lines also considered
• Skilled in end to end investigation of Suspicious Activity Reports (SARs) including escalation to the National Crime Agency (NCA)
• Experience of reviewing and investigating transaction monitoring reports
• Involvement in using external fraud systems
• Knowledge of Mortgages, Asset Finance, Invoice Finance & Savings within financial services
• Knowledge of relevant banking regulation and legislation

What can you expect of us?

• A friendly and flexible culture, synonymous with our proposition to our customers.
• A growing organisation that defines itself as being nimble, lean and strong.
• A drive for continuous improvement, which you will be empowered to get behind from day one.
• A communicative, accessible and approachable ExCo.

And of course, you will be compensated competitively, with a good range of core benefits and bonus potential.

Still Curious?

Our Clients' Group was formed by bringing together two very successful businesses under the parent company umbrella. Whilst their parent company operates internationally from their HQ in South Africa, our client are a UK-based financial services specialist that supports their customers across a range of products and services.

Underpinned by their strategic blueprint, "backing people to fulfil life's hopes and dreams", they thrive upon saying "yes" to their customers. They respect the ingenuity of entrepreneurs and their startups; they give first-timers a leg-up onto the property ladder; and they open up the lending market to many.

This is where you come in. They are on a journey. A journey defined by a destination; to deliver on their purpose over the course of the next 3 to 5 years.

Join them today and they will make the same promises to you as an employee, as they do to each of their customers. Our client are committed to building a working environment that values respect, diversity, and compassion. They welcome people regardless of age, disability, gender identity, marital status, race, faith or belief, sexual orientation, socioeconomic background, and whether you're pregnant or on family leave.

#backingyoutobringyourbest

Our client is an equal opportunities employer.

Our client do not accept speculative agency CVs. Any CV received by our client will be treated as a gift and not eligible for an agency fee. PSL agencies should only send CVs if authorised to do so by HR.

Where a DBS check or CIFAS check is identified as necessary, all application forms, job adverts and recruitment briefs will contain a statement that an application for a DBS certificate or a CIFAS check will be submitted in the event of the individual being offered the position.