Credit Advisory Service Executive

Role Title: Credit Advisory Service Executive

Business: Private Banking

New or Existing Role? Existing

Grade: GCB6

Role Purpose
Credit Advisory Service Executive provides support to credit advisors and specialists by Perfecting security interests and legal documents with regard to the credit agreements and/or Preparing the documentation for credit applications with attention to covenants and/or Carrying out administrative tasks and creating ad-hoc reports and/or Conducting timely reporting, review and completion of action tasks relating to client level risk monitoring.

Key Accountabilities

Impact on Business
Perfecting security and legal documentation and/or Ensuring credit facilities are documented and secured in line with the terms of the credit approval and policies in place from time to time and/or Assist with daily credit administration, including the preparation of new business reporting, net new money and revenue statistics and/or Undertake project work as identified.

Customers / Stakeholders

• Credit Advisory and Credit Control/Risk teams.

• Relationship Managers.

• Deliver fair outcomes for our customers and ensure own conduct maintains the orderly and transparent operation of financial markets.

Leadership & Teamwork
Maintain and build strong relationships across all teams in PB. Demonstrate expected core behaviours and values including teamwork, focus, drive and determination. To work effectively and support colleagues in both the Credit Control and Credit Advisory teams.

Operational Effectiveness & Control
Recommend and review the legal documentation. Stays abreast of legal and regulatory changes and industry trends. Maintain the quality and timeliness of all reporting. Suggest/implement improvements to processes where considered necessary. Ability to investigate any unexpected issues and resolve and/or escalate as appropriate.

Role Dimensions
Delivers on specific business objectives agreed with Credit Advisory Service Manager / Desk Head of Credit Advisory.

Management of Risk
The jobholder will ensure the fair treatment of our customers is at the heart of everything we do, both personally and as an organisation. This will be achieved by consistently displaying the behaviours that form part of the HSBC Values and culture and adhering to HSBC risk policies and procedures, including notification and escalation of any concerns and taking required action in relation to points raised by audit and/or external regulators. The jobholder is responsible for managing and mitigating operational risks in their day to day operations. In executing these responsibilities, the Group has adopted risk management and internal control structure referred to as the 'Three Lines of Defence'. The jobholder should ensure they understand their position within the Three Lines of Defence, and act accordingly in line with operational risk policy, escalating in a timely manner where they are unsure of actions required. Through the implementation the Global AML, Sanctions and ABC Policies, supporting Guidance, and Line of Business Procedures the jobholder will make informed decisions in accordance with the core principles of HSBC's Financial Crime Risk Appetite. The following statement is only for roles with core responsibilities in Operational Risk Management (Risk Owner, Control Owner, Risk Steward, BRCM, and Operational Risk Function The jobholder has responsibility for overseeing and ensuring that Operational risks are managed in accordance with the Group Standards Manual, Risk FIM, & relevant guidelines & standards. The jobholder should comply with the detailed expectations and responsibilities for their core role in operational risk management through ensuring all actions take account of operational risks, and through using the Operational Risk Management Framework appropriately to manage those risks. This will be achieved by: Continuously reassessing risks associated with the role and inherent in the business, taking account of changing economic or market conditions, legal and regulatory requirements, operating procedures and practices, management restructurings, and the impact of new technology. Ensuring all actions take account of the likelihood of operational risk occurring, addressing areas of concern in conjunction with Risk and relevant line colleagues, and also by ensuring that actions resulting from points raised by internal or external audits, and external regulators, are correctly implemented in a timely fashion.

Observation of Internal Controls
The jobholder will adhere to, and be able to demonstrate adherence to, internal controls and will implement the Group compliance policy by adhering to all relevant processes/procedures. The term 'compliance' embraces all relevant financial services laws, rules and codes with which the business has to comply. This will be achieved by adherence to all relevant procedures, keeping appropriate records and, where appropriate, by the timely implementation of internal and external audit points, including issues raised by external regulators. The following statement is only for roles with managerial or specific Compliance responsibilities The jobholder will implement measures to contain compliance risk across the business area. This will be achieved by liaising with Compliance department about business initiatives at the earliest opportunity. Also and when applicable, by ensuring adequate resources are in place and training is provided, fostering a compliance culture and optimising relations with regulators.

Qualifications

N/A

Within HSBC certain roles are designated as Enhanced Vetting Roles. For these roles, all internal and external applicants are required (subject to local laws), to pass satisfactorily a series of additional checks both as part of the application process and, if successfully recruited into the Enhanced Vetting role, on an on going basis. The Group reserves its position with regard to any steps which it may take in relation to any material adverse findings which arise either when the checks are first carried out as part of this recruitment exercise, and/or if relevant, on an ongoing basis.

This role has been designated as a Enhanced Vetting Role.

For more information about the relevant additional checks for this role please contact the hiring manager.

Under the Company's internal 'Back to Front'/'Front to Back' transfer policy this role may be classed as High Risk. As a result, internal candidates may require enhanced approvals and vetting checks if they are currently employed in a Front Office department, or if they have worked in a Front Office department within the last 5 years (please refer to the HR FIM definition for further guidance). The enhanced approvals and vetting would need to be completed before the candidate will be confirmed in the role.

We are an equal opportunity employer and are committed to creating a diverse environment.

Salary: . Date posted: 13/06/2017