Analytics Manager - Decision Science

Provident Financial Group
28 Nov 2016
06 Dec 2016
Contract Type
Full Time
At Provident, We Drive, We Engage, We Connect - Together We Make Life BetterLinkedIn Apply - You can apply for this role using your LinkedIn profile.Satsuma Loans is part of Provident Financial Group, a FTSE100 established in 1880. We are a rapidly expanding and changing business and over the past 2 years, we have seen a transformation through digitalisation and rapid growth.Launched in 2013, Satsuma Loans is an online product that is simple and convenient - we know customers don't always want to borrow large sums of money, so we only issue small loans, with flexible repayment structures which are paid in manageable segments. This is supported by the values, customer service and straightforwardness that have always been at the heart of Provident Financial Group. We responsibly lend what customers can afford to repay and we look after our customers every step of the way. We want to grow our company and stand out from the crowd??? How do we do this? With the right people joining us on our journey. All you need to bring are the same qualities that have served us so well since 1880: honesty, trust, understanding, a strong work ethic and ambition to match. We are committed to providing fantastic opportunities for your development, and by working in this entrepreneurial environment you have the freedom to voice your ideas and see processes, plans and strategies being formed and implemented from them.We are very excited about our digital future and the roadmap ahead of us.Interested? Read on Our London office have a fantastic opportunity for a Decision Science Analytics Manager to join us on a permanent basis. You will be responsible for developing and managing development, validation and maintenance of credit risk scorecards across our Satsuma business brand. You will liaise with other teams on scorecard implementation, cut-off strategies, oversight of scorecard monitoring, and related recommendations regarding scorecard re-alignment or re-development. In return we offer a fantastic salary and package, an office with a view and the opportunity to make the role your own. You will: Develop and manage development of credit risk scoring and underwriting modelsDevelop and manage development of behavioural scoring models to enhance collection and borrower retentionOversight post implementation monitoring of all scorecards to ensure discriminatory power, stability, and accuracy is within tolerance limits Work with the data team to ensure that data is fit for purpose, is optimized for analytical work, and new data sources are integratedWork with Analytics teams to analyse and recommend appropriate cut-off strategiesLiaise with business stakeholders to understand modelling requirements, and provide direction and oversight on model use Evaluate next generation tools to reduce scorecard development time without degrading benchmark performanceLead a small team which is likely to grow, and be responsible for ensuring colleagues have a clear understanding of the business objectives and how their role contributes to themManage costs within budget parametersIdentify, initiate, and champion a culture of continuous improvement and business change Essential Significant experience as a scorecard developer preferably from within a Credit Risk functionExpertise and experience in credit scoring and other statistical modelling techniquesStrong communication skills and the ability to communicate with people at all levels in an organisationAbility to influence and challenge constructively, particularly at Head of Function levelAbility to lead, coach and mentor a teamRigorous attention to detailStrong understanding of consumer credit, preferably in the non-standard sectorAdvanced programming ability in either SAS, SQL or R as well as MS Office packageSkills and ability to communicate complex analytic results in a clear and concise mannerAbility to manage workload by producing timelines, schedules, and project plans Desirable Understand the requirements of an FCA regulated business Qualifications Essential Degree in in statistics, mathematics, sciences, operation research or econometrics Desirable Postgraduate education Please note: Closing date for all applications is Monday 14th November, 2016.Equality, Diversity & Inclusion (EDI)Provident is one of a select group of forward thinking organisatons that have signed up for the National Equality Standard (NES). The NES provides a cultural assessment through the lens of diversity. It looks across all 9 protected characterisitcs set out in the Equality Act 2010 to ensure true inclusion in the workplace. The NES adopts a pragmatic & holistic approach to EDI and achieving it will enable Provident to showcase our business as leaders in this field.APPLY USING YOUR LINKEDIN PROFILE. Don't have an up to date CV? If you have a LinkedIn profile you'll have the option during the application process to apply using your LinkedIn profile instead of a CV, saving you the time of updating your CV.