Property Underwriter

20000.00 - 25000.00 GBP Annual + GBP20000 - GBP25000/annum Circa GBP20k - GBP25k per annum dependin
07 Oct 2016
04 Nov 2016
Contract Type
Full Time
Property Underwriter

They, Pure Retirement are a specialist mortgage lender to the equity release market and specialise in equity release products that offer simple and straight-forward solutions to make the most of retirement for retirees. Their products let homeowners unlock the value tied up in their property, by converting it into a tax-free lump sum. This money can be used for any purpose, whether it is to pay off debts, sail around the world or just enjoy a more comfortable lifestyle.

2015 was a year of successes for them having won the industry award 'Best Provider of Lifetime Mortgages` with Mortgage Solutions, being awarded 'Investors in People` accreditation and a move to new premises, and they are firmly geared up to build on their successes and carry out their growth strategy.

Position: Property Underwriter
Location: Leeds
Job type: Permanent, full time
Hours: 37.5 hours per week
Salary: Circa GBP20k - GBP25k per annum depending on experience, plus benefits

About the role:

Are you an experienced, processed focused, logical thinking Property Underwriter and would like to work for their industry award winning company and build on your existing career and maintain their quality standards?

You will assist the Senior Underwriters and ensure that the underwriting functions operate effectively and efficiently. Your responsibilities will include but are not limited to:

- To underwrite applications within agreed SLA`s
- GBP499k mandate level once competent
- Accountability for own underwriting decisions
- Liaise with valuers, solicitors and intermediaries as appropriate
- Liaise with internal Case Handlers to progress cases through to completion
- Ensure that all business written complies with the Company`s and funder`s lending criteria
- To ensure that all client files are always complete and up to date
- Adhere to all money laundering, data protection and other regulatory requirements
- Ensure all applications comply with Equity Release Council Guidelines
- Report any concerns over underwriting issues to Senior Underwriter
- Provide MI as appropriate
- Contribute to the development of Company`s TCF policy and T&C regime

They are committed to exceptional standards of performance and they continually seek to improve and develop their business through the colleagues they employ.

About you:

You will be a presentable and highly organised individual with a keen attention to detail and a diligent, analytical and methodical approach to your work. You will be an effective communicator, able to deal with colleagues, clients, brokers, valuers and solicitors in a professional and confident manner. You will be able to prioritise and work to strict deadlines. The essential experience required for this position is as follows:

- Financial services mortgage underwriting experience
- Analytical and methodical thinking
- Excellent written and verbal communication skills
- Excellent IT skills using Microsoft Office

Desired experience:

- Equity release experience

You may have experience of the following: Mortgage Underwriter, Financial Services, Administration, Equity Release, Mortgage Processing, CeMAP, CeRER, etc.

This vacancy is being advertised by Easy Web Recruitment, the UK`s leading Online Recruitment Agency. The services advertised by Easy Web Recruitment are those of an employment agency. No terminology in this advert is intended to discriminate on the grounds of gender, race, disability, age, sexual orientation, religion, or belief, and we confirm that we will gladly accept all applications