Underwriter

Location
Borehamwood, Hertfordshire, England
Salary
£20000 - £30000 per annum
Posted
21 Sep 2016
Closes
19 Oct 2016
Ref
00058990
Contact
Recruitment Genius Ltd
Contract Type
Permanent
Hours
Full Time
Background to the company and role

This is a great opportunity to join a Hertfordshire based second charge lender that, in March 2014, secured a £100m bank funding line.

The Underwriter role has recently been created to assist with the growing lending volume and enable further expansion.

Responsibilities - New Business, Loan Applications, Underwriting, Completions

- Log new cases onto the system and maintain full audit trail from initial enquiry through to completion
- Make/obtain all relevant enquiries to enable robust underwriting decision to be made
- Regular day to day liaison with brokers, applicants and conveyancers
- Ensure files are maintained accurately, in a tidy and co-ordinated manner
- Handling all post completion documentation, ready for data storage

Spring Service Standards
- They only decline cases when the full deal is reviewed unless it is clearly outside criteria from the information to hand
- Staff are encouraged to be as proactive as they can be at all times
- All external communication, especially written, is of a high standard and to be professionally opened and closed.
- Non-routine questions - Stop and think about, and where appropriate discuss internally before going back to brokers.
- Complaints from brokers re service to be separately logged

Technical Skills & Experience:
- Underwriting experience in UK mortgage market for at least 1 year
- Proven team player with a flexible attitude
- Strong communicator who is customer service focused with a good telephone manner
- Neat and tidy with excellent time management and prioritisation/organisational skills
- Attention to detail and accuracy
- Good writing skills with knowledge of Word/Excel/Outlook
- Proven record of working to deadlines and within strict regulatory rules and regulations, with awareness of lending regulatory requirements in particular:
o FCA
o Money Laundering
o Data Protection