Senior Credit Risk Analyst - c£42,000

Job Title: Senior Credit Risk Analyst

Location: Leeds (Birstall, Batley)

Salary: Circa £42,000 per Annum + Pension + Life Assurance

An exciting opportunity has arisen for a proven Credit Risk Analyst to join an innovative, expanding Financial Services Organisation.

Our client is looking for an experienced Credit Risk Analyst to join their Business Intelligence team and be a thought leader in credit risk. The applicants will need to have great analytical skills and experience of performing multi-variant trend, insight or portfolio analysis within a financial services environment.  

They are seeking applications from individuals who have experience of developing consumer credit assessment scorecards and credit risk models.

About Our Client:

Since March 2014, our client has been embarking on a programme of businesses integration, which will result in the largest independent Home Collected Credit Company in the UK. This is an exciting time for their business and has created a rewarding environment for their people to showcase their talents and skills.

Senior Credit Risk Analyst - The Benefits: 

• Competitive Salary

• 25 days holiday pro-rata 

• Life Assurance 4x Salary 

• Company Pension and free onsite parking

The Role of Senior Credit Risk Analyst:

• Support the production and analysis of credit risk metrics and support the maintenance of credit risk policies.

• Lead the development and delivery of industry leading Credit Risk models and scorecards to support lending decision-making.

• Be able to understand complicated analytics methodologies and scorecard development.

• Interrogate and analyse large databases to produce information that can be clearly understood, utilising this to make recommendations to the business.

• Performing analysis on data gathered from Credit Reference Agencies and other sources to design and develop innovative approaches to the credit approval process. 

• Refine the current decision engine to ensure it is able to optimise credit decision-making.

• Test and challenge new strategies / products. 

• Provide recommendations and proposals to implement improvements to business performance. 

• Identifying credit risk issues through ad-hoc analysis of data.

• Process and respond to enquiries from the operational teams on behalf of their customers, performing account and credit policy reviews to provide clear credit application decisions. 

• Create MI and credit risk strategy information and regular reporting.

• Developing models of financial patterns and systems to try and predict future performance trends.

• Responsible for delivery of Credit Reference Agency reporting, including a full initial review.

• Provide support and help to develop less experienced team members.

Senior Credit Risk Analyst - Experience and Skills Required:

• Experience gained within a similar Credit Risk Analyst Role is required.

• Excellent analytical and numeric skills (Maths or similar Degree desirable).

• Excel - Advanced Level and experience of using VBA / SQL to develop analysis and reporting solutions.

• Experience of SAS Base and SAS Macro (desirable).

• Experience utilising SAS in an analytical role (desirable).

• Knowledge of Credit Reference Agency reporting (desirable).

• Excellent communication and time management skills.

All candidates must be eligible to work in the UK.

Please apply online with your CV and covering letter.

Please check your email for confirmation that your application for this Senior Credit Risk Analyst role has been received and to follow further instructions if applicable.